Direct Primary Care Services

As a Direct Primary Care office, BlueWater Family Wellness does not work with or bill any insurance company or plan. When an insurance company is paying, they control every aspect of the service you receive. We believe the best care happens when the patient is in control. We offer honest and complete guidance to help you choose what is best for you.

The Direct Primary Care monthly fee covers your primary care visits with BlueWater Family Wellness; on average primary care accounts for over 80% of healthcare expenses. Still, it is wise to pair your membership with an insurance plan to help with any healthcare expenses such as hospitals, X-rays, and prescriptions. Many patients choose a high-deductible health insurance plan that reduces monthly costs.  We advise you to talk to your insurance agent for guidance on what’s best for you and your family. We can connect you with a local agent to learn more.

Neither Medicare nor Medicaid or private insurance will pay for direct primary care.

Patients on Medicare or Medicaid are still welcome to join our direct primary care with the agreement that none of the services or membership fees will be billed to Medicare or Medicaid.

The Direct Primary Care monthly fee covers all of your primary care visits with BlueWater Family Wellness. Including preventative care, care coordination (like medication check-ups), sick or comprehensive care (like visits for strep throat or the flu), in-office testing (testing limited to in-office rapid tests in stock, monthly limits may apply), and consultations.

This membership does not apply to services outside of BlueWater Family Wellness, such as hospital visits, specialists, urgent care, less common labs, or radiology offices. Prescriptions are not included, but we will work with you to find the most affordable medications.

There may be optional specialty programs (not a normal part of primary care) offered through BlueWater Family Wellness that require a separate fee.